Homeowners Insurance
Price Breaks Common on Homeowners Insurance
People have a few different options to consider when it comes to saving money on homeowners insurance policies.
Some examples are provided in a recent report on the CBS News website, which include raising the deductible to as high as $1,000, and can bring the costs of some policies down by as much as 25 percent. Some premiums are even said to allow deductibles of up to $5,000.
Many insurers also reportedly offer home security discounts for those who invest in things like burglar alarms and smoke detectors. Those willing to invest in a sprinkler system can reportedly get a discount of up to 20 percent, as can certain home security systems.
The report also notes that among some other price breaks that carriers may possibly offer, a common one is a discount for homeowners over the age of 55, since they are statistically less likely to file claims for damage.
Overall, homeowners insurance is more important than ever at a time of increasingly common severe weather events. Shopping for an affordable policy is a good part of any family's long-term financial security.
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